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Financial structure and growth revisited

Langfield, Sam, Pagano, Marco, (2016), “Financial structure and growth revisited”, Voxeu, 1 February

Why is growth in Europe so low? Among the contributing factors, this column highlights the role of financial structure. Intermediation in Europe is heavily bank-based, and the authors’ novel empirical findings indicate that such a structure exerts a negative effect on long-run economic growth and exacerbates its response to sharp drops in real estate prices. The findings support policymakers’ efforts to rebalance financial structure towards securities markets.

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